Njuguna, Isaac Muchiri, Lucy Wamugo Mwangi, and Fredrick Warui Waweru. 2025. “Governance Practices and Bank Performance in Africa: A Panel Data Analysis of ESG Scores and Financial Outcomes”. JBMI Insight 2 (7): 34-49. https://jbmipublisher.org/system/index.php/home/article/view/87.