C. M. Muva, J. M. Njau, and C. W. Maina, “Effects of Strategic Formulation on the Organizational Performance of Deposit-Taking Savings and Credit Cooperative Society in Machakos Sub-County, Kenya”, JBMI Insight, vol. 2, no. 9, pp. 1–16, Oct. 2025, Accessed: Mar. 29, 2026. [Online]. Available: https://jbmipublisher.org/system/index.php/home/article/view/97